Copy of HUD2.xls

D		Buyer Name
E		Seller Name
E		Seller Address
E		City, State, Zip
G		Property Address
G		City, State, Zip
		Title Company
		Esimated Closing Date
		Purchase Price
		Realtor Commission
		Payoff to 2nd
		Seller Concessions
		Short Sale Settlement Fee
		Title Insurance
		Water Escrow Holdback
		Home Warranty
		Overnight Mortgage Payoff
		OTHER PAGE 1 LIENS -----------------------------------------------
		Lien 1 Description
		Lien 1 Amount
		Lien 2 Description
		Lien 2 Amount
		Lien 3 Description
		Lien 3 Amount
		Lien 4 Description
		Lien 4 Amount
		OTHER PAGE 2 LIENS -----------------------------------------------
		Lien 5 Description
		Lien 5 Amount
		Lien 6 Description
		Lien 6 Amount
														OMB NO. 2502-0265
	A.									B. TYPE OF LOAN
	U.S. DEPARTMENT OF HOUSING & URBAN DEVELOPMENT
			SETTLEMENT STATEMENT				6. FILE NUMBER				7. LOAN NUMBER
							8. MORTGAGE INS CASE NUMBER:
	C.
		Items marked"(POC)" were paid outside the closing: they are shown here for informational purposes and are not included in the totals.
												1.0 3/98 (16620a/16820A/14)
	D. NAME AND ADDRESS OF BORROWER:					E. NAME AND ADDRESS OF SELLER:					F. NAME AND ADDRESS OF LENDER:




	G. PROPERTY LOCATION:					H. SETTLEMENT AGENT:								I. SETTLEMENT DATE:

						PLACE OF SETTLEMENT



		J. SUMMARY OF BORROWER'S TRANSACTION:							K. SUMMARY OF SELLER'S TRANSACTION:
	100.	GROSS AMOUNT DUE FROM BORROWER:						400.	GROSS AMOUNT DUE TO SELLER:
	101.	Contract Sales Price						401.	Contract Sales Price
	102.	Personal Property						402.	Personal Property
	103.	Settlement Charges to Borrower (Line 1400)						403.
	104.							404.
	105.							405.
		Adjustments For Items Paid By Seller in advance							Adjustments For Items Paid By Seller in advance
	106.	City/Summer Taxes		to				406.	City/Summer Taxes			to
	107.	County Taxes		to				407.	County Taxes			to
	108.	Assessments		to				408.	Assessments			to
	109.							409.
	110.							410.
	111.							411.
	112.							412.
	120.	GROSS AMOUNT DUE FROM BORROWER:						420.	GROSS AMOUNT DUE TO SELLER:
	200.	AMOUNTS PAID BY OR IN BEHALF OF BORROWER:						500.	REDUCTIONS IN AMOUNT DUE TO SELLER:
	201.	Deposit or earnest money						501.	Excess Deposit (See Instructions)
	202.	Principal Amount of New Loan(s)						502.	Settlement Charges to Seller (Line 1400)
	203.	Existing loan(s) taken subject to						503.	Existing loan(s) taken Subject to
	204.							504.	Payoff to 1st Mortgage Company
	205.							505.	Payoff to 2nd Mortgage Company
	206.							506.
	207.	Seller Concession						507.	Seller Concessions
	208.							508.	Water Escrow
	209.							509.
		Adjustments For Items Unpaid By Seller							Adjustments For Items Unpaid By Seller
	210.	City/Summer Taxes		to				510.	City/Summer Taxes			to
	211.	County Taxes		to				511.	County Taxes			to
	212.	Assessments		to				512.	Assessments			to
	213.							513.
	214.							514.
	215.							515.
	216.							516.
	217.							517.
	218.							518.
	219.							519.
	220.	TOTAL PAID BY/FOR BORROWER						520.	TOTAL REDUCTION AMOUNT DUE SELLER:
	300.	CASH AT SETTLEMENT FROM/TO BORROWER:						600.	CASH AT SETTLEMENT TO/FROM SELLER:
	301.	Gross Amount Due From Borrower (Line 120)						601.	Gross Amount Due to Seller (Line 420)
	302.	Less Amount Paid By/For Borrower (Line 220)						602.	Less Reductions Due Seller (Line 520)
	303.	CASH ( FROM) ( TO) BORROWER						603.	CASH ( TO) ( X FROM) SELLER:

		The undersigned hereby acknowledge receipt of a completed copy of pages 1&2 of this statement & any attachments referred to herein.
		I HAVE CAREFULLY REVIEWED THE HUD-1 SETTLEMENT STATEMENT AND TO THE BEST OF MY KNOWLEDGE AND BELIEF, IT IS A TRUE AND
		ACCURATE STATEMENT OF ALL RECEIPTS AND DISBURSEMENTS MADE ON MY ACCOUNT OR BY ME IN THIS TRANSACTION. I FURTHER CERTIFY
		THAT I HAVE RECEIVED A COPY OF THE HUD-1 STELLEMENT STATEMENT.
		Borrower							Seller

		TO THE BEST OF MY KNOWLEDGE, THE HUD-1 SETTLEMENT STATEMENT WHICH I HAVE PREPARED IS A TRUE AND ACCURATE ACCOUNT OF THE
		FUNDS WHICH WERE RECEIVED AND HAVE BEEN OR WILL BE DISBURSED BY THE UNDERSIGNED AS A PART OF THE SETTLEMENT OF THIS
		TRANSACTION.

			Settlement Agent
		WARNING: IT IS A CRIME TO KNOWINGLY MAKE FALSE STATEMENTS TO THE UNITED STATES ON THIS OR ANY SIMILAR FORM. PENALTIES UPON
		CONVICTION CAN INCLUDE A FINE AND IMPRISONMENT. FOR DETAILS SEE: TITLE 18 U.S. CODE SECTION 1001 & SECTION 1010.

															Page 2
							L. SETTLEMENT CHARGES
	700.	TOTAL COMMISSION Based on Price				$							PAID FROM		PAID FROM
		Division of Commission (line 700) as Follows:											BORROWER'S		SELLER'S
	701.		to										FUNDS AT		FUNDS AT
	702.		to										SETTLEMENT		SETTLEMENT
	703.	Commission Paid at Settlement
	704.	Broker Processing				to
	800.	ITEMS PAYABLE IN CONNECTION WITH LOAN
	801.	Loan Origination Fee		%		to
	802.	Loan Discount		%		to
	803.	Appraisal Fee				to
	804.	Credit Report				to
	805.	Lender's Inspection Fee				to
	806.	Mortgage ins. App. Fee				to
	807.	Assumption Fee				to
	808.
	809.
	810.
	811.
	900.	ITEMS REQUIRED BY LENDER TO BE PAID IN ADVANCE
	901.	Interest From		to		@	$	/day	( days %)
	902.	Mortgage Insurance Premium for months to
	903.	Hazard Insurance Premium for 1.0 years to
	904.
	905.
	1000.	RESERVES DEPOSITED WITH LENDER
	1000.	Hazard Insurance				@	$	per
	1001.	Mortgage Insurance				@	$	per
	1002.	City/Summer Taxes				@	$	per
	1003.	County Taxes				@	$	per
	1004.	Assessments				@	$	per
	1005.					@	$	per
	1006.					@	$	per
	1007.					@	$	per
	1008.					@	$	per
	1100.	TITLE CHARGES
	1101.	Settlement or Closing Fee				to
	1102.	Home Warranty				to	TBA
	1103.	Title Examination				to
	1104.	Title Insurance Binder				to
	1105.	Document Preparation				to
	1106.	Notary Fees				to
	1107.	Attorney's Fees				to
		(includes above item numbers:										)
	1108.	Title Insurance				to
		(includes above item numbers:										)
	1109.	Lender's Coverage				$
	1110.	Owner's Coverage				$
	1111.	Overnight Mortgage Payoff
	1112.	Short Sale Processing Fee
	1113.
	1114.					to
	1115.
	1116.
	1117.
	1118.
	1200.	GOVERNMENT RECORDING AND TRANSFER CHARGES
	1201.	Recording Fees: Deed $		;	Mortgage $		;		Releases $
	1202.	City/County Tax/Stamps:		Revenue Stamps			; Mortgage
	1203.	State Tax/Stamps:		Revenue Stamps			; Mortgage
	1204.	Record QC Deed
	1205.
	1300.	ADDITIONAL SETTLEMENT CHARGES
	1301.	Survey				to
	1302.					to
	1303.					to
	1304.
	1305.
	1400.	TOTAL SETTLEMENT CHARGES (Enter on Lines 103, Section J and 502, Section K)
		By signing page 1 of this statement, the signotaries acknowedege receipt of a completed copy of page 2 of this two page statement.



									Settlement Agent

														(16820A/16820A/16)